Standard Chartered Predicts Tokenized Real-World Assets to Surpass Stablecoins by 2028
Standard Chartered, a British bank, sees tokenized real-world assets (RWAs) grow to $2 trillion by 2028. The bank links its forecast with a move in digital finance. It views this change as one that may let RWAs outgrow stablecoins in market value.
Explosive Growth Ahead: From $35 Billion to $2 Trillion
A Cointelegraph report notes that RWAs will jump over 57 times from a current near-$35 billion market. Global capital and payment systems shift to blockchain. Investors and banks choose blockchain for speed, clear records, and smooth work. Standard Chartered splits the future $2 trillion market as follows:
• $750 billion into money-market funds
• $750 billion into tokenized U.S. stocks
• $250 billion into tokenized U.S. funds
• $250 billion into less liquid goods like commodities, corporate debt, and tokenized property
This change shows digital finance moving from tasks like staking and lending to the use of real assets that banks once held.
Stablecoins—The Base for RWA Growth
Geoff Kendrick, head of digital asset research at Standard Chartered, sees stablecoins as a base for RWA growth. He links the steady money from stablecoins and digital banking to a boost in tokenized assets. Recent figures show stablecoins pass $300 billion and rise by 46.8% since early 2025. This flow of money helps bring new products and more funds into the system.
Regulatory Uncertainty Limits Progress
Vague rules form a clear block for tokenized assets. Standard Chartered signals that unclear law, especially in the U.S. before the 2026 midterm vote, may slow progress. Banks and investors hold back funds as they wait for clear guidance. Regulators must set clear rules on ownership, tax, and law to let tokenized assets move ahead.
Digital Finance Shifts: Real-World Assets Join
RWA growth to $2 trillion marks a change in digital finance. Digital finance moves from abstract tasks to using real assets like stocks, bonds, and property. Converting these items cuts entry barriers and adds new ways to trade in markets that once had low liquidity. If this forecast holds true, tokenized assets may become the fastest-growing part of the crypto world, even outpacing stablecoins as key parts of digital finance.
Conclusion
Standard Chartered paints a clear view. It sees tokenized assets gaining a key role in future finance by joining the steady value of stablecoins with blockchain’s speed and clear records. New and clear rules will help banks and others trust and join this market.
Understanding Tokenized Real-World Assets (RWAs)
Tokenization turns real items—such as shares, debt, or property—into digital tokens on a blockchain. This process makes trades faster, allows shared ownership, and cuts the need for middlemen.
Why Might RWAs Outgrow Stablecoins?
Both tokenized assets and stablecoins hold real value in the crypto space. As tokenized assets grow, they could reach or even beat the market size of stablecoins, which now give steady money in digital finance.
The Bond Between Stablecoins and RWAs
Stablecoins send the needed money to token projects. Their steady value builds trust in tokenized assets. This link helps the overall market grow.
Watch this market as tokenization brings real assets and digital finance closer. New rules and fresh funds may soon change how money moves around the world.
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📝 About This Article
This article was generated by Hivebox AI in collaboration with AuCan Gold.
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