On August 12, 2026, CertiK reported that XDC Network is a platform to settle tokenized real-world assets. It handles real credit like corporate debentures, agribusiness receivables, and loans to businesses. CertiK is known for blockchain security and now acts as a validator. This role helps secure a chain that holds about USD 860 million in real credit.
Key facts:
- XDC Network hosts about USD 1.1 billion in tokenized assets. It holds nearly USD 860 million in real credit by linking corporate debentures, receivables, and loans.
- Two issuers provide almost all tokenized credit. Liqi brings USD 471 million over 1,800+ instruments, and Vert Capital supplies USD 390 million in seven structured issuances.
- Real credit on XDC includes a USD 143 million debenture for a highway operator and a USD 234 million agribusiness receivables issuance.
- XDC Network launched its mainnet in 2019 to serve trade finance and regulated settlement. It connects with custody nodes and uses the ISO 20022 messaging standard for bank work.
- CertiK works on chain audits and Skynet security. It now runs as a validator node to secure on-chain checks and keep the network safe.
Why it matters:
XDC Network shows a grown blockchain design built for tokenizing and settling real assets. It handles credit for operating businesses that can be hard to digitize. The network runs with strong custody, compliance, and settlement rails. This setup meets bank standards and builds on-chain clarity for complex credit tokens. CertiK now runs as a validator. This change shifts its work from being only an auditor to joining on-chain security actions, which builds trust and helps secure these high-value tokens.
Background:
Tokenized assets usually focus on U.S. Treasuries or money-market funds. XDC Network supports credit instruments tied to business operations. It handles private paper receivables and corporate debentures that can now settle on-chain and show clear tracks. XDC Network built its design for bank users instead of retail trade. This decision drew many real credit issuances. CertiK works with XDC in routine chain audits and Skynet checks. In mid-2026, CertiK joined as a validator node. This step shows the role of broad security and validation in the tokenized real asset space.
