Best Platforms to Trade Tokenized Real World Assets
Tokenized real world assets now trade on blockchain platforms. These assets mark real items like U.S. treasuries, money market funds, private credit, and real estate. They show up as digital tokens. This change makes access faster, fees clearer, and rules simpler in markets that used to run on old methods.
For traders who work on-chain, many sites list different asset types. Each site fits some investor needs, asset types, or local laws. The best site fits your goal, asset choice, and rules. Below are some top sites with their focus, ease of use, fees, and key parts.
Leading Platforms to Trade Tokenized RWAs
1. Ondo
- Asset Class: U.S. treasuries and money market funds
- Access: Open to OUSG qualified buyers in allowed countries; non-U.S. investors can get USDY tokens
- Minimum Investment: $5,000 for OUSG instant, $100,000 for standard; USDY needs no minimum
- Wallet Use: Broker-free with non-custodial wallets for self-care
- Fees: 0.15% fee on OUSG (free until Jan 1, 2027)
- Yield: 3.45% APY for OUSG, 3.55% APY for USDY
- Rules & Custody: OUSG works under Reg D 506(c) and 3(c)(7) with funds via BlackRock BUIDL. USDY uses Reg S debt with a secure entity.
- Chains: OUSG runs on Ethereum, Polygon, Solana, XRP Ledger; USDY uses Ethereum, Mantle, Solana, Sui, Aptos, Noble, Arbitrum, Stellar, Sei
Ondo fits traders who want U.S. treasuries and money market tools. It has low minimums and many chains. It also meets strict rules with safe custody.
2. Securitize (via BlackRock BUIDL)
- Asset Class: Treasuries and U.S. money market funds
- Access: Only for accredited buyers and qualified purchasers
- Minimum Investment: $5 million
- Wallet Use: On-chain and free of brokers with a whitelist
- Fees: Fees from 0.20% to 0.50%
- Yield: Roughly 3.40% (7-day APY)
- Rules & Custody: Managed by BlackRock fund with Securitize acting as the SEC-registered transfer group and broker-dealer
- Chains: Works on Ethereum and others
Securitize fits high-end investors who want deep exposure. Its structure meets strict rules and uses trusted groups.
3. Franklin Templeton (BENJI)
- Asset Class: U.S. treasuries and government money market funds
- Access: Open for U.S. retail and institutional buyers
- Minimum Investment: $20
- Wallet Use: Broker-free via the Benji app or on-chain options
- Fees: 0.20% fee
- Yield: Between 3.51% and 3.57%
- Rules & Custody: Runs as an SEC-registered money market fund under the symbol FOBXX
- Chains: Supports Stellar, Polygon, Arbitrum, Avalanche, Ethereum, and more
BENJI gives retail buyers a low-cost way to hold government-backed funds on-chain while using several chains.
4. OpenEden
- Asset Class: Treasuries and yield-bearing stablecoins
- Access: For professional buyers and U.S. accredited buyers for treasuries; non-U.S. buyers for earnings stablecoins
- Minimum Investment: $100,000 for the first treasury deposit (then $1 minimum later); USDO needs an initial $100,000 purchase
- Wallet Use: On-chain access is permissioned and requires KYC
- Fees: 0.30% annual fee on TBILL with a 5 bps transaction fee; For USDO, minting costs 0.03% and redemption 0.10%
- Yield: About 3.47% (7-day APY)
- Rules & Custody: TBILL is managed by a BVI-regulated fund with segregated custody; USDO are issued in Bermuda and backed by reserves
- Chains: Runs on Ethereum, BNB Chain, and others
OpenEden fits professional buyers who want treasury products and stablecoins with clear rules and yield details.
5. Spiko
- Asset Class: EU-regulated money market funds, including treasuries
- Access: Open for individuals and businesses around the world; supports EUR, USD, and GBP
- Minimum Investment: $1
- Wallet Use: Broker-free with tokenized shares held in KYC-verified wallets
- Fees: 0.25% fee
- Yield: 3.45% net yield
- Rules & Custody: Runs as an AMF-approved money market fund with BNY Mellon as a sub-custodian for T-bills
- Chains: Uses Ethereum, Polygon, and others
Spiko fits retail and business buyers who want EU-regulated funds and low barriers to entry.
6. Maple Finance
- Asset Class: Private credit
- Access: Open to non-U.S. buyers
- Minimum Investment: Not published; pool terms vary
- Wallet Use: Broker-free on-chain pools with KYC-ready wallets
- Fees: No published management fee
- Yield: Near 4.8% APY on syrup stablecoins (USDC/USDT/USDG)
- Rules & Custody: Uses various collateral types; BTC/ETH collateral kept in qualified custody; pools reinvest earnings
- Chains: Runs on Ethereum, Solana, and others
Maple fits buyers who seek private credit via a clear and open on-chain pool system.
7. Centrifuge
- Asset Class: Private credit and structured finance
- Access: Open to non-U.S. persons under Regulation S
- Minimum Investment: Varies by pool
- Wallet Use: Broker-free choices on-chain
- Fees: Fees depend on the pool; yields range from 3% to 17%
- Rules & Custody: Offered by a BVI-licensed fund that stays clear from bankruptcy risk under Reg S
- Chains: Runs on the Centrifuge chain and others
Centrifuge connects buyers with private credit. It turns invoices and other assets into tokens to free up cash.
8. Goldfinch
- Asset Class: Private credit
- Access: Open to non-U.S. buyers
- Minimum Investment: $100
- Wallet Use: Broker-free on-chain access
- Fees: Total fee around 1.0%, split equally between the protocol and the pool manager
- Yield: Estimated net return of 10–12%
- Rules & Custody: Uses a private fund setup with an SEC-registered pool manager and safe custodianship
- Chains: Uses the Base network
Goldfinch fits buyers who want higher yield private credit. It uses clear structures and aims to serve emerging market loans.
9. Lofty
- Asset Class: Real estate
- Access: Open to global retail buyers, both accredited and not
- Minimum Investment: $50 per token for new listings
- Wallet Use: Broker-free on-chain access
- Fees: 3–3.5% per trade
- Yield: Varies by property
- Rules & Custody: Each property is held in its own LLC to reduce risk
- Chains: Uses Algorand
Lofty fits buyers who want a small share of rental property. It uses fractional tokens to mark parts of a real property.
Additional Considerations
Buyers should check rules on each site. Look at how each site meets local laws and holds funds. See if you will keep your tokens in a wallet or with a custodian. Note the minimum purchase and which blockchain each site supports.
There are also places that work with tokenized stocks. These sites may work differently from RWA sites.
Conclusion
Tokenized real world assets bring together fast blockchain work with the safety of common assets like treasuries, private loans, and real estate. Sites such as Ondo, Securitize, Franklin Templeton’s BENJI, and Maple show many ways to get a share. Look at each site’s access, fee setup, custody, and rules to match your needs.
This mix of blockchain work and real assets helps both businesses and buyers access and trade clear digital tokens that stand for real value.
